Injured at Work? A Montgomery Workers' Compensation Attorney Can Help

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Get Your Free Case Review

Find out if you qualify for compensation and learn your next steps – no cost, no obligation, just expert legal guidance.

Disclaimer: By submitting the form above and checking the consent box, you agree to our conditions and privacy policy and permit Ethen Ostroff Law to contact you via text messages, phone calls. Standard message rates may apply.


Montgomery County, PA, has a little bit of everything—manufacturing plants, construction sites, hospitals, retail stores, and office buildings. With so many industries operating here, workplace injuries are a real risk. Some workers slip and fall on job sites, while others develop long-term injuries from repetitive tasks. Beyond work-related accidents, people in Montgomery County also face personal injury situations like car crashes, slip and falls in public places, or accidents caused by someone else’s negligence.

No matter the cause of your injury—whether it happened on the job or elsewhere—it can leave you with medical bills piling up and a paycheck that suddenly stops. The good news is that workers’ compensation benefits can help if you were hurt at work, and if your injury happened outside of work due to someone else’s fault, personal injury claims may apply.

Pennsylvania law is supposed to protect injured employees by covering medical expenses and part of their lost wages through workers’ comp. But getting those benefits isn’t always simple. Employers and insurance companies often push back, delay payments, or even deny claims outright. For personal injury claims, insurance companies can be just as tough to deal with.

If you’re facing these challenges, a Montgomery workers’ compensation attorney or a personal injury attorney can help. At Ethen Ostroff Law, we handle both types of cases and focus on getting injured people the support and compensation they deserve—because when you’re hurt and out of work, waiting isn’t an option.

Montgomery County, PA: A Hub of Growth and Opportunity

Montgomery Workers' Compensation Attorney

Montgomery County, PA, is one of the largest and most populous counties in the state, with over 850,000 residents. It’s home to top employers in industries such as healthcare, education, manufacturing, and technology. Major institutions like Abington-Jefferson Health, Merck & Co., and Lockheed Martin contribute to the county’s strong economic foundation. The county also boasts a well-educated workforce, with over 50% of residents holding a bachelor’s degree or higher.

The county’s strategic location, just northwest of Philadelphia, makes it a prime area for economic growth and innovation. With easy access to major highways and public transportation, Montgomery County continues to attract businesses and professionals alike. The area also offers a high quality of life, with a wide range of cultural attractions, shopping centers, and outdoor recreational activities, making it a desirable place to live and work.

How Common Are Workplace Injuries?

With a growing workforce across diverse industries, Montgomery County sees its share of workplace injuries. Employees in fields like healthcare, construction, and manufacturing often face job-related hazards, leading to injuries that may require medical treatment and time off work. Every day, workers across Pennsylvania clock in expecting a normal shift—but for thousands, the day ends in pain, uncertainty, and medical bills they never saw coming. In 2023 alone:

  • 115,200 workers were injured or became ill on the job. 
  • The injury rate was higher than the national average, with 2.6 cases per 100 full-time workers. 
  • 64,300 injuries were so serious that workers had to take time off, switch jobs, or work with restrictions. 
  • Another 50,900 incidents were severe enough to be officially recorded. 
  • The hardest-hit industries were education, healthcare, transportation, and retail—jobs that keep our communities running but leave workers at high risk. 
  • The most common cause? Getting struck by an object, which accounted for nearly a quarter of all injuries. 
  • The typical injured worker was just 37 years old—far too young to be sidelined by a preventable accident.

Behind every statistic is a person whose life just got harder. If you’ve been hurt at work, you shouldn’t have to fight for the support you need.

How Workers' Comp Came to Protect Pennsylvania Workers

Back in 1915, Pennsylvania workers faced a brutal reality—if you got hurt on the job, you had to sue your boss and prove it was their fault just to get medical care. Most couldn’t, leaving families destitute. The Workers’ Compensation Act changed everything by creating a simple trade: workers get guaranteed medical treatment and partial pay when injured, while employers get protection from lawsuits. Over the years, the system grew to cover illnesses caused by work too, finally giving workers real security.

Today, nearly every Pennsylvania employer must carry workers’ comp insurance (with a few exceptions like railroad jobs). Whether through private insurers or the state fund, this coverage kicks in from a worker’s very first day, whether it’s a sudden accident or a slow-developing condition like carpal tunnel. It’s not perfect, but that 1915 solution still means one crucial thing: if you get hurt working, you won’t be left to fight alone.

What Injuries Are Typically Covered by Workers' Compensation?

Workers’ compensation covers a wide range of injuries and illnesses caused by your job. Whether it’s a sudden accident or a condition that develops over time, you may be eligible for benefits. Some of the most common injuries covered include:

  • Broken bones, burns, and deep cuts from falls, equipment malfunctions, or other workplace accidents. 
  • Sprains, strains, and muscle tears from heavy lifting or repetitive movements. 
  • Slips, trips, and falls that lead to serious injuries like fractures, spinal damage, or head trauma. 
  • Repetitive stress injuries like carpal tunnel syndrome from constant typing or assembly line work. 
  • Work-related illnesses, including lung diseases from toxic exposure or skin conditions from harmful chemicals. 
  • Severe, life-changing injuries like spinal cord damage, paralysis, or traumatic brain injuries. 
  • Job-related mental health struggles, including anxiety or depression caused by workplace conditions.

What Injuries Are Not Covered by Workers' Comp?

Workers’ compensation helps with most work-related injuries, but not all. You might not be covered if:

  • You were messing around or goofing off when you got hurt. 
  • The injury happened because of reckless behavior, like fighting or being under the influence. 
  • You got hurt outside of work or while off the clock. 
  • It’s a minor injury that doesn’t need medical care or time off. 
  • It’s a pre-existing condition that wasn’t made worse by your job. 
  • The injury was on purpose or self-inflicted.

Montgomery workers’ compensation attorney can help determine if your injury qualifies for benefits.

Who Is Covered by Workers' Compensation in Pennsylvania?

Most employees in Pennsylvania are covered by workers’ compensation from their first day on the job, whether they work full-time, part-time, seasonally, or temporarily. To qualify, the injury or illness must be directly related to the job.

Some workers are not covered, including:

  • Federal employees, railroad workers, and longshoremen (covered by separate laws) 
  • Most domestic workers 
  • Casual workers who are not part of the employer’s regular business 
  • Agricultural workers who work less than 30 days or earn under $1,200 a year 
  • Self-employed individuals unless they choose coverage 
  • LLC members and executive officers who opt out 
  • Certain real estate agents and brokers 
  • Volunteers

If you’re unsure about your coverage, a PA Montgomery County workers’ comp lawyer can break it down and walk you through the process.

What Benefits Does Workers' Compensation Provide?

Workers’ compensation in Pennsylvania provides:

  • Medical care, including doctor visits, hospital stays, surgeries, prescriptions, and medical equipment 
  • Wage replacement, covering about two-thirds of lost income if an injury prevents work, with a maximum weekly payment of $1,347 in 2025 
  • Compensation for permanent loss of a body part or serious disfigurement 
  • Financial support for families if a worker dies from a job-related injury 
  • No-fault coverage, meaning benefits are available regardless of who caused the accident

If you’re dealing with a work injury, a Montgomery County workers’ comp attorney can walk you through the process and make sure you get the benefits you need.

What Is The Process for Filing a Workers' Comp Claim?

The process of filing a workers’ compensation claim in Montgomery County follows the standard procedures set by Pennsylvania law. Here’s a simple, step-by-step guide to help you understand what to do after a workplace injury.

  • Get Medical Care Right Away: If you get hurt at work, see a doctor immediately. This ensures your injury is treated and properly documented. For the first 90 days, you’ll need to visit a doctor from your employer’s approved list unless it’s an emergency. After that, you can choose your provider. Be sure to save all medical records, bills, and prescriptions.
  • Tell Your Employer About the Injury: Report the injury to your employer as soon as possible. You have up to 120 days to do this but reporting it within 21 days ensures that benefits can start from the injury date. You can give verbal notice but putting it in writing is better. Make sure to include the date, location, and details about the injury.
  • Employer Files the Claim: After you report the injury, your employer will submit a First Report of Injury to their workers’ compensation insurance company. If approved, your benefits will start. If the claim is denied or delayed, you have three years from the injury date to file a Claim Petition with the Pennsylvania Bureau of Workers’ Compensation.
  • Submit Supporting Documents: To support your claim, fill out the LIBC-500 injury report, which your employer or their insurer should provide. Include any medical records, witness statements, and proof of lost wages to strengthen your case.
  • Check Status or Appeal if Denied: The insurance company has 21 days to accept or deny your claim. If they need more time, they may pay temporary benefits for up to 90 days while reviewing the case. If your claim is denied, you can file a Claim Petition within three years. Cases that aren’t resolved may go to hearings or mediation. 

If you need help during this process, a Montgomery workers’ compensation attorney can assist you. You can also check your claim status or access forms through the Workers’ Compensation Automation and Integration System (WCAIS) portal or call the Pennsylvania Bureau of Workers’ Compensation at 800-482-2383 for assistance. 

What Are Common Reasons of Claims Denial?

In Montgomery County, workers’ compensation claims are sometimes denied for reasons that follow Pennsylvania-wide trends. Here are some of the most common causes:

  • Late or incomplete reporting can lead to denial, especially if you miss the 120-day injury report deadline or the 20-day appeal window. Missing details on forms like the LIBC-500 can also cause issues.  
  • Disputes over whether the injury was work-related can arise if your employer claims it happened off the job, involved reckless behavior, or if medical records don’t match their reports.  
  • Pre-existing conditions may lead to denial if the insurer believes your injury is linked to a prior condition without proof that work aggravated it.  
  • Employers or insurers may dispute claims by arguing you’re not an employee or that there’s insufficient proof of a work-related disability.  
  • Administrative errors, like being misclassified as an independent contractor or clerical mistakes on forms, can result in claim denials.

How Do You Appeal a Denied Workers' Comp Claim?

To challenge a denied workers’ compensation claim in Montgomery County, follow this process outlined by Pennsylvania’s rules and local procedures:

  • File a Claim Petition: You have 3 years from the date of your injury to file a Claim Petition with the Pennsylvania Bureau of Workers’ Compensation. This starts the formal review process. 
  • Hearing with a Workers’ Compensation Judge (WCJ): A hearing is usually scheduled within 10 to 30 days after filing. You may need to explain how the injury happened and how it’s connected to your job. 
  • Appeal to the Workers’ Compensation Appeal Board (WCAB): If the judge denies your claim, you can appeal to the WCAB within 20 days. You’ll submit the necessary forms and may present written or oral arguments. 
  • Appeal to the Commonwealth Court: If the WCAB denies your appeal, you have 30 days to take your case to the Pennsylvania Commonwealth Court. This court reviews legal mistakes, not factual disputes. 
  • Final Appeal to the Pennsylvania Supreme Court: If the Commonwealth Court denies your appeal, you have 30 days to ask the Pennsylvania Supreme Court to review your case. However, the Court doesn’t have to take it.

For assistance, contact a Montgomery County workers’ comp attorney.

Third-Party Work Injury Claims in Montgomery County

If you were injured on the job in Montgomery County because of someone outside your employer—like a subcontractor, a driver from another company, or a faulty piece of equipment—you may be able to file a third-party claim. These claims are separate from workers’ compensation and can help you recover damages workers’ comp doesn’t cover.

Here are a few situations where a third-party claim might apply:

  • A defective machine injures you → You may have a case against the manufacturer. 
  • A subcontractor causes a safety hazard on a construction site → You can pursue them directly. 
  • A driver from another company hits you while you’re making deliveries → That driver may be liable.

Third-party claims open the door to compensation for:

  • Full lost wages 
  • Pain and suffering 
  • Emotional distress 
  • Reduced future earning capacity

These damages aren’t available under workers’ comp, which only covers medical bills and partial wages.

You must notify your employer within 21 days of your injury to begin receiving workers’ compensation benefits promptly, and no later than 120 days to remain eligible. For third-party claims, you typically have up to 2 years from the date of the injury to file a personal injury lawsuit in Pennsylvania.

Here’s how it works:

  • Report your injury to your employer. 
  • File a workers’ comp claim. 
  • Identify any third parties who may have caused or contributed to your injury. 
  • Gather evidence—accident reports, photos, witness statements, expert opinions. 
  • File a third-party lawsuit or negotiate a settlement with the other party’s insurer.

If you win or settle a third-party case, your workers’ comp insurer may seek reimbursement for the benefits they paid—this is called subrogation. A good attorney can often negotiate to reduce what gets paid back.

At Ethen Ostroff Law, we handle both workers’ comp and third-party injury claims together, so you’re not stuck navigating two separate systems alone. Montgomery County courts expect strong evidence in negligence cases, so building your claim the right way from the start is key.

How Can a Montgomery Workers' Compensation Attorney Help?

Navigating a workers’ compensation case in Montgomery County can be overwhelming, especially with Pennsylvania’s complex laws. The legal process can be confusing before you even step foot in a courtroom. Having an experienced advocate who understands the system is crucial. At Ethen Ostroff Law, our Montgomery County workers’ compensation lawyers work closely with clients to build strong cases and present them effectively before a judge. We have helped injured workers from various industries, offering legal guidance and compassionate support during difficult times.

Along with workers’ comp cases, we also handle personal injury and third-party work injury claims in Montgomery County. If your injury was caused by someone outside your employer—like a subcontractor, driver, or equipment manufacturer—you may be able to pursue additional compensation. Our Montgomery County workers’ compensation attorneys take a personalized approach, crafting legal strategies that fit each client’s circumstances. Do you need a lawyer for workers’ comp settlement in Montgomery County, PA? Contact us today to get answers to your questions—including the ones you might not have considered.

While in law school, he distinguished himself as Executive Editor of JURIS Magazine, received the prestigious CALI Excellence for the Future Award, and completed five hands-on internships that laid a strong foundation for his legal career.


Nicholas began his post-graduate career clerking for the Honorable Linda Rovder Fleming in the Cambria County Court of Common Pleas. From there, he quickly found his calling in workers’ compensation, personal injury, and Social Security disability law—areas where he could directly impact people’s lives in moments of crisis. He’s helped clients navigate complex legal claims, including securing a settlement exceeding $300,000.

Nicholas brings clear communication, genuine empathy, and an unrelenting drive to achieve the best outcomes for his clients. Whether he’s navigating a complex workers’ comp claim or pushing for a major settlement, he brings focus, dedication, and deep legal knowledge to every case.

He’s also a proud member of Pennsylvania Advocates for Justice and remains active in various professional legal organizations. Nicholas is licensed to practice law in Pennsylvania.

When he’s not fighting for the injured, Nicholas is enjoying time with his family, kicking a soccer ball around, hitting the golf course, or cheering on Pittsburgh’s local teams.

Joe Ring heads the workers’ compensation department at Ethen Ostroff Law, where he takes pride in fighting for injured workers.

Joe is a Philadelphia native and maintains deep roots in the area.  As the grandson of a Philadelphia Firefighter, son of a Philadelphia public school teacher, and veteran of the United State Marine Corps, he was taught to value service, dedication, and hard work.   He applies these values to every case and takes great satisfaction in representing hard-working clients with those same traits.

After obtaining his bachelor’s degree in history from St. Vincent College in Western Pennsylvania, he graduated from Villanova Law School in 2012 and, since then, has litigated hundreds of workers’ compensation hearings and trial depositions on behalf of both employers and injured workers.  During this time, Mr. Ring has written articles and presented Continuing Legal Education courses on developments in Pennsylvania Workers’ Compensation Law.  He is active in local professional organizations, and, in 2022, he served a Co-chairperson of the Philadelphia Bar Associations Workers’ Compensation Section.

Since coming to EOL in 2024, he has dedicated his practice entirely to helping injured workers navigate the system and obtain their rightful benefits.

Joe is licensed to practice in Pennsylvania.

Brandon Zanan heads the personal injury claim department with Ethen Ostroff Law.

Brandon’s education in both law and medicine assist him in expertly representing badly injured victims. Brandon has a Master’s Degree in Forensic Medicine from the Philadelphia College of Osteopathic Medicine, with a concentration in anatomy and pathology. With this knowledge,  Brandon is skilled at analyzing medical records and understanding injuries that are common in personal injury claims. He uses this expertise in conjunction with listening carefully to each client’s needs, in order to fiercely advocate for clients and tell their stories when they would not otherwise have a voice.

Brandon’s background includes a variety of experience and skills in various areas of civil practice. He is the author and editor of numerous books for the George T. Bisel Publishing Company, including “Pennsylvania Damages” and the “Pennsylvania Vehicle Code Annotated,” two texts that are frequently relied on by lawyers and judges across Pennsylvania as authoritative resources on personal injury law.

Brandon is a member of the Pennsylvania and Montgomery Bar Associations. He is also a member of Pennsylvania Association for Justice, and has served as an executive board member of the Montgomery American Inn of Court.

He is admitted to practice in the Commonwealth of Pennsylvania, the United States District Courts for the Eastern District of Pennsylvania and Middle District of Pennsylvania, the State of New Jersey, the United States District Court for the District of New Jersey, and in the Commonwealth of Virginia. Brandon has represented many clients in motor vehicle, premises liability, animal bite, and products liability cases across Pennsylvania and New Jersey and has obtained outstanding results with millions of dollars recovered for his clients.

He has been named a Pennsylvania Rising Star from 2021 onward. The “Super Lawyers-Rising Star®”, list recognizes no more than 2.5 percent of attorneys in each state

Brandon currently lives in Malvern with his wife Rachel and their son Max.

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